0% FINANCING - Insurance
Located on Long Island

Interest-Free Financing | Insurance | Memberships

Financing Services

Low monthly payment plans

Easy application process and fast approval

No prepayment penalties

No initial payments

No down payment required

89% Acceptance Rate upon Credit Approval

0% interest or extended payment plans

WHERE YOU MAY HAVE SEEN US

Financing and payments accepted​

Insurance

Explore dental insurance options that seamlessly integrate with Shine Dental

We are in-network providers with 50+ insurance carriers. We maximize your existing dental benefits while reducing your out-of-pocket costs. We will also work with your carrier even if they are Out-of-Network.
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Unfortunately, we do not accept Medicaid, Medicare, or Dental Maintenance Organizations (DMOs)

Here is our list of accepted insurance. If you don’t see your insurance below please call (516) 348-8500

AetnaHumana Insurance
Aetna PPlJardine
Aetna PreferredJJ Newman
AirlinesJJ Stantis
AllmericaJohn Hancock
AmeriplanLocal 3
AmeritasLocal 3 Electrical Union
AmeritasLocal Unions
Association Dental PlanMass Mutual
BanksMetlife
Blue Cross / Blue ShieldMost Airlines
BPAMost Local Plans
Careington 500 DentalNAPP
ChubbNew Millenium
CignaNew York Life
Cigna PPONortheast Dental
CitibankNorwell Hospital
Con EdOxford
CSEAPBA
CSEAPhoenix
DDSPhysicians Mutual
Delta DentalPlan Plus
Delta Dental of NYPlumbers Union

shine Dental Advantage Plans

Shine Dental General

$395 /Year

Healthy smiles for the whole family!
2 Cleanings (Non-Periodontal) Per Year
2 Regular Exams
1 CT X-Ray
Routine X-Rays
2 Emergency Exams During Office Hours
2 Fluoride Treatments For Children (Under 14 Years Old)
20% Off New Treatments With A General Practitioner
5% Off For Specialist Services
10% Off Teeth Whitening (2 Treatments Annually)

Shine Dental General

$495 /Year

A smile that lasts a lifetime starts here!
3 Periodontal Cleanings
2 Regular Exams
1 CT X-Ray
Routine X-Rays
2 Emergency Exams During Office Hours
15% Off Scaling And Root Planing (Deep Cleaning)
20% Off New Treatments
10% Off Teeth Whitening (2 Treatments Annually)
Free Periodontal Consult With A Specialist.

Get The Whole Family A Discount

Take advantage of even greater discounts when signing up multiple members!

$690 /Couple

for couples

$335 /Person

for families with 1 - 2 children

$325 /Person

for families with 3 or more children

FAQs - Dental Insurance and Financing

We accept most PPO dental insurance plans. However, contacting our office before your visit is always a good idea to confirm if we work with your specific insurance provider.

Coverage depends on your specific insurance plan. Most plans cover preventive services like cleanings and exams, while more extensive treatments, such as crowns, root canals, or implants, may only be partially covered. Our team can help you understand what your plan covers.

We recommend contacting your insurance provider for detailed coverage information. We can also estimate your plan before starting treatment so you’ll know what to expect.

Yes, we offer flexible payment plans to help make dental care more affordable. Our office can discuss financing options such as CareCredit or other third-party financing solutions.

Absolutely! We welcome patients without insurance and offer various financing options. We also provide affordable in-house membership plans that can help reduce the cost of routine and advanced treatments.

If your insurance doesn’t cover a particular procedure, we’ll work with you to find the best payment solution. We offer flexible payment options and financing plans to help you get the care you need without financial strain.

Yes, HSAs and FSAs can typically be used to pay for eligible dental procedures, including preventive, restorative, and orthodontic treatments. Check with your plan administrator to confirm which treatments are covered.

We accept various payment methods, including credit cards, checks, and financing options for co-pays and out-of-pocket costs. We can also help arrange a payment plan to make the process easier.

If your claim is denied, we’ll help you understand the reason and file an appeal if applicable. We’ll also discuss alternative payment options to ensure you can proceed with your care.

Yes, we provide treatment cost estimates before beginning any procedure. This includes a breakdown of what your insurance covers and any out-of-pocket expenses you may have.